Recreational Vehicles

What’s your favorite mode of recreational transportation? Whether you tour the country in your RV, zip around Rochester in your minivan, or hit the open waves on your boat, personal insurance policies are there to protect your vehicle, finances, and family.

Boat Insurance

Do you enjoy a day out a sea? Boat owners in New York know that it’s more than just kicking back and riding the waves; boat ownership requires management and responsibility. With the right insurance, you’re able to rest easy knowing that your vessel is protected when you’re at sea, or on the river or canal. Boat insurance isn’t just to protect your own pocket. You’ll need coverage to stay on the right side of the river, canal, and marina regulations.

Typical coverage includes:

  • Personal liability
  • Boat structure
  • Motor
  • Trailer
  • Medical and physical damage perils
  • Accidental Fuel Spill coverage

Whether you own an inflatable kayak or a luxury ocean yacht, our aim is to provide you with the highest standards of coverage at the most competitive rates. From bow to stern and port to starboard, choose to protect your beloved vessel with the right all-encompassing insurance.

Boat insurance - Rochester, NY

At Vail Agency, Inc. our experienced customer service experts look forward to discussing your specific needs. Call us today at (585) 889-4650

RV Insurance

RVs, motor homes, and camper vans all need insurance when on the road. Regardless of whether you’re setting off for a 6-month tour of the United States or heading up north for the fresh powder, all RVs encounter situations that are unique to life on the road. With that in mind, securing the right RV insurance for these vehicles is critical. From bodily injury, property damage, collision, comprehensive, and roadside assistance, RV insurance is there when you need it most so that your travels can continue without a hitch!

Off-Road Vehicle

A great adventure can be cut short if your snowmobile, dirt bike, golf cart, or ATV is not properly insured. Homeowners or auto insurance policies may not adequately cover your off-road vehicle, which is why you need specialized insurance. Consider higher limits, annual policies, and collision coverage to protect your vehicle off the road. Don’t let your exploration grind to a halt because you didn’t get the right coverage for your ride. Miles of wilderness are waiting, so don’t worry about your insurance policy. Secure the right one today.